Funding from banks (or lack of it) has become one of the biggest bugbears for start-ups in the post-GFC economy.
Despite banks sitting on healthy levels of cash, a new culture of conservatism means that little of it is getting to innovative entrepreneurs, especially those that aren’t home owners.
So what can be done? The UK’s decision to launch a small business bank has been ruled out by both sides of politics in Australia, but that doesn’t mean there aren’t other measures that can aid the flow of credit. Today, we look at three of the best.