Business Insurance Tips

How to get the best business insurance deal

  • Shop around. Insurers are fighting for market share in small business lines and some will be willing to take on more risk than they have in the past.
  • Consider your risk profile from the insurer’s perspective and adopt risk reduction strategies that will minimise the insurer’s exposure to loss.
  • Select an insurer or broker that understands your industry and knows your claims history.
  • List the risks that pose the biggest threat to your business and insure against those.
  • Weigh up the cost of insuring predictable risks: these are the most expensive to insure.

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