Make sure you're sitting pretty come retirement. Source: Unsplash/anuomar

Mark Story

A business owner’s guide to maximising your superannuation

Mark Story
5 minute Read

Given the myriad obligations confronting small business owners — including payroll obligations, making good on compulsory super payments to staff, plus countless other fixed-cost imposts involved in running the business — the time-honoured notion of ‘paying yourself first’ can often be overlooked.

As a result, all too often small business owners abandon regular commitments to their own super, and instead promise to make lump sum top-ups that somehow never happen. 

With a view to helping SME owners play catch-up on their own super, SmartCompany Plus has put together a quick and easy guide to help maximise the opportunities you may be unaware of.

Given you’re most likely going to be playing super catch-up, Andrew Zbik founder of CreationWealth suggests the best starting point is to take a step back and assess how you’re currently being remunerated by the business. To a large degree, Zbik says this will determine what options you’ve got, and which one will deliver the best outcome.

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